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What is LifeLock?

What's LifeLock?

identity guard vs. lifelock

3.7% may not seem much, but taking into account the citizenry of the States, which means around 8.3 million individuals. That is number of people whose lives are destroyed from stealing credit cards to computers that are hacking by dishonest burglars who did this in numerous means.

A few businesses have emerged to ensure safety for people's identities, to redress this difficulty. One of them, the title Lifelock stands head and shoulders over the rest. It was one of the first to provide this support and has been given five stars from Leading Consumer Evaluations. But, can it be as good as everybody says it is?

What they offer

This Arizona-based company provides a comprehensive identity protection support. The Chief Executive of Lifelock, Todd Davis, has compared the business's service to using your oil changed. According to him, it's possible not impossible alter your car's oil yourself, but you had rather have a machinist to do it. The analogy given is apt enough since what Lifelock does for you can be completed yourself, if the workload can be handled by you.

It works

Lifelock does a number of things under your name, once you register. First, free alerts will be set by them inside an hour of your enrolment at credit reference agencies. Generally, an automated program manages this. If by any chance the system accidents, they're going to do it manually and tell you of the delay.

Every ninety days the program will repeats this process. The credit bureaus will be notified to deliver fraudulence alarms and Lifelock ensures that they can do it better and quicker, though it's possible to do this your self.

Another perk this service offers is the removing of your title from pre-approved credit cards that come in the post. This can be a chronic ploy used by bank card thieves to steal your identities. Your requests are often ignored by credit card issuers, although this can be done yourself. So, over and over requesting the elimination of your name may be tiring. It looks better to simply have some body else doing it. That is a definite plus.

Still another example of Lifelock performing what you're able to do your-self is ordering free credit card reviews from major credit card institutions annually. They are going to also seek the Web for any business deals that are illegally completed under your name and social security number. In addition to that, they'll find any addresses that were bought under your name and investigate whether or not it's not unlawful.

The Guarantee

The corporation will help you go through it if anything occurs to you while you might be a Lifelock member. They are going to be the types calling your credit card issuers and inform the banks if your wallet got dropped. If someone steals your id, they bring the perpetrators to court, all and will get the best lawyers. They state they are willing to devote up to US$ 1 million if your identification is stolen on their watch.

The Verdict

This service is good, there is no doubt about it. In fact, the Chief Executive has so much faith he publicized his social security number within an ad.

But is it worth every penny? What they do for it is possible be done your self, but should you need less hassle in your life, the corporation could just be for you. If you donot brain calling the charge card companies for credit reviews and trawling the Net for your social security number, then don't bother.

identity theft protection comparison